Back to Top
Menu
At HealthyAmerica, we pride ourselves on collaborating with some of the most reputable insurance carriers in the industry. This ensures that our members have access to reliable and high-quality health insurance plans. Below, we provide information about our trusted insurance carrier partners and how they contribute to our commitment to excellence.
For more detailed information about each carrier and the plans they offer, please visit their respective websites or reach out to us directly at 866-438-4274. We are eager to assist you in finding the best insurance options for you and your family.
At HealthyAmerica, we partner with reputable insurance carriers to provide our members with reliable and comprehensive supplemental insurance options. Below is an overview of our trusted insurance carrier partners, along with links to their websites for more information.
Blanket Group Accident Insurance
Group Critical Illness Insurance
Group Hospital Indemnity Insurance
With over $3.0 billion total capital, SiriusPoint’s operating companies have a financial strength rating of A- (Excellent) from AM Best, S&P and Fitch, and A3 from Moody’s.
Group Accident Only Insurance
Group Term Life Insurance
Riders to Group Accident Insurance including:
Sickness Lump Sum Hospital Benefit, Cancer Lump Sum and Limited Specified Disease Benefit (Heart Attack & Stroke)
As of 2024, GTL is proud to have a Financial Strength Rating of “A” (Excellent) and a Long-Term Issuer Credit Rating of “a” (Excellent) by AM Best.
Group Accident Insurance
Group Hospital Indemnity Insurance
Riders to Group Hospital Indemnity Insurance including:
Invasive Cancer & Critical Illness Insurance Benefit Rider
United States Fire Insurance Company, The North River Insurance Company, First Mercury Insurance Company, Crum and Forster Insurance Company, Crum & Forster Indemnity Company, Crum & Forster Specialty Insurance Company, Seneca Insurance Company, Inc., Seneca Specialty Insurance Company, and American Underwriters Insurance Company are rated “A” (Excellent) with a stable outlook by A.M. Best Company and share a Financial Size Category of Class XV. The same companies are rated “A+” (Excellent) with a positive outlook by Standard & Poor’s.
Individual Vision Insurance
©2022 Vision Service Plan. All rights reserved.
VSP is a registered trademark, and VSP Individual Vision Plans is a trademark of Vision Service Plan.
VSP was founded in 1955 and is the largest vision insurance provider in the nation. VSP Individual Vision Plans were created as a division of VSP for people to maintain access to vision care when they don’t have coverage through an employer-sponsored plan. A.M. Best Affirms Ratings of Vision Service Plan and Its Subsidiaries. A.M. Best Co. has affirmed the financial strength rating (FSR) of A (Excellent) and the issuer credit ratings (ICR) of “a” of Vision Service Plan (VSP) (Rancho Cordova, CA) and its subsidiaries.
First Continental Life & Accident Insurance Company (dba FCL Dental) is one of the largest independent, full-service dental benefits providers. Founded in 1998 to deliver innovative and high-quality dental managed care products to employer groups and individuals, FCL Dental has developed a wide range of dental benefit plans, including health maintenance organization (“HMO”), preferred provider organization (“PPO”) and indemnity plan designs, to provide maximum flexibility to its commercial groups, health plan customers and nursing home facilities.
At Renaissance, we’re proud of our “A” (Excellent) A.M. Best Company rating.1 We deliver dental, vision, life and disability plans across the country. We provide unique product features and customized solutions that help customers experience better overall health while enjoying seamless implementation, easy-to-manage benefits, and competitive pricing. Collectively, the Renaissance Health Service Corporation covers more than 13.1 million people, and we pay out $3.7 billion in claims annually.*
*Renaissance internal data. 1Renaissance was ranked "A" (3rd-highest rating) for financial strength and long-term issuer credit by A.M. Best Company.
Windsor Life Insurance Company is a subsidiary company and reinsured by Optimum Re Inc. Critical Illness (CI) has been one of Optimum Life Reinsurance’s specialty services for over 15 years. Optimum Re Inc.continues to expand its activities, while strengthening its financial position. Its management team relies on a balanced and realistic growth strategy, as well as rigorous risk management principles. In addition, it maintains clearly defined investment policies focused on top-quality securities. We have an “A” (Excellent) rating by AM Best.
Group Accident & Sickness Limited Benefit Cash Insurance
We are not currently marketing a supplemental plan underwritten by Federal Insurance Company, however we do administer a current block of members on the Gap HCI Plan which is underwritten by Federal Insurance Company.
Chubb is a world leader in insurance. Chubb has more than $225 billion in assets and reported $57.5 billion of gross premiums written in 2023. Chubb’s core operating insurance companies maintain financial strength ratings of AA from Standard & Poor’s and A++ from AM Best. Federal Insurance Company (Federal) is the largest insurance subsidiary in the P&C Group and is the direct parent company of most of Chubb's other insurance subsidiaries. Chubb & Son, a division of Federal (Chubb & Son), is the manager of several US subsidiaries in the P&C Group.
Below is a list of our esteemed insurance carrier partners who provide comprehensive ACA health insurance plans for individuals under the age of 65. These partnerships ensure our members have access to robust health coverage options that meet a variety of needs.
Blue Cross and Blue Shield of Texas, a division of Health Care Service Corporation, a Mutual Legal Reserve Company, an independent licensee of the Blue Cross and Blue Shield Association. AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a+” (Excellent) of Health Care Service Corporation, a Mutual Legal Reserve Company (d/b/a Blue Cross Blue Shield of Illinois/Texas/New Mexico/Oklahoma/Montana) (HCSC) (headquartered in Chicago, IL) and its subsidiaries.
UnitedHealthcare is the health benefits business of UnitedHealth Group. UnitedHealth Group also includes Optum , a business that delivers care aided by technology and data, empowering people, partners and providers with the guidance and tools they need to achieve better health. UnitedHealth Group (NYSE: UNH) reported third quarter 2024 results reflecting broad-based growth in the number of people served by Optum and UnitedHealthcare. Concurrently, AM Best has affirmed the FSR of A+ (Superior) and the Long-Term ICRs of “aa-” (Superior) of the health and dental insurance subsidiaries of UnitedHealth Group, collectively referred to as UnitedHealthcare.
An estimated 39 million people rely on Aetna, a CVS Health company, to help them make decisions about their health care and their health care spending. AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “a” (Excellent) of Aetna Life Insurance Company (ALIC) (Hartford, CT) and the other members of Aetna Health & Life Group, which are operating entities of Aetna Inc. (Aetna) and wholly owned subsidiaries of CVS Health Corporation (CVS Health) [NYSE: CVS].Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).
Below is a list of our esteemed insurance carrier partners who provide comprehensive Medicare Supplement Insurance plans for individuals aged 65 and over. These partnerships ensure that our members have access to robust health coverage options designed to meet a variety of needs.
Mutual of Omaha’s capital position is strong, thanks to our disciplined balance sheet management, responsible investment strategy and our prudent business philosophy. The leading rating agencies validate and reinforce Mutual of Omaha’s financial strength. We have consistently earned high marks* from rating agencies such as AM Best (A+), S&P Global (A+) and Moody’s Investors Service (A1).
Humana Inc., headquartered in Louisville, Ky., is committed to putting health first – for our teammates, our customers, and our company. Humana has sound liquidity measures as the organization maintains consolidated cash holdings of $4.7 billion and generates consistently strong operating cash flows, which totaled $4 billion in 2023. The organization’s consistent profitability has driven equity growth over the past five years.