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Getting Help with Your Membership Billing is the Solution.

Call Us at 866-438-4274

QUESTIONS?   ASK US NOW!
Person Looking at Bank Statement and Bill

We offer members a live person to talk to about membership billing or provide you billing forms!

Learn More About Membership Billing

We are committed to assisting you with all your membership billing questions and needs. Our team is available during business hours to ensure you receive the help you require.

Business Hours

  • Monday to Thursday: 8:00 AM - 5:00 PM CST
  • Friday: 8:00 AM - 1:30 PM CST

Speak to a Live Customer Service Representative

Our friendly and knowledgeable customer service representatives are ready to assist you over the phone. Simply call us at 866-438-4274 during business hours.

Use our Online Forms

For your convenience, we offer several online forms to address specific billing needs.

For additional information or questions, don't hesitate to reach out at 866-438-4274. We value your membership and are eager to assist you!

Bill Descriptor on Statement

  • Your Statement will show this entry:
    UBAGAP8664384724
  • Call us at 866-438-4274 for help

Membership Terms



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Your Payment and Billing FAQs Explained

Healthy America Insurance Agency, Inc. and H A Partners, Inc. are Third-Party Administrators (TPAs) for the United Business Association (UBA) and the Healthy America Association (HAA). We also manage the billing for the VSP Individual Vision Plan and all non-insurance Benefit Boost Subscription plans. Below, you will find answers to some of the frequently asked questions regarding payment and billing.

Billing FAQ Category FAQ Description
Bill Frequency:
How Often Are You Drafted
All billing through our TPAs draft membership dues and premiums on a monthly basis until the plan is cancelled by the member.
Payment Type Accepted:
What payment type can I use
We accept Bank Draft (EFT) or credit card payments. The credit cards accepted are: Amex, MasterCard, or Visa only.
Bill Descriptor:
Identifying Text On Statement
The bill descriptor used on your statement is UBAGAP8664384724. The number 8664384274 in the descriptor is our phone number.
Security Protocols:
How Safe Is My Billing Information
Our billing systems are PCI-DSS Certified with quarterly scans. We are SOC 1 & SOC 2 certified and have Firewalls & Password Protocols.
Recurring Drafts:
When Am I Going To Be Drafted
Effective dates with the 1st of the month bill recurring drafts on the 5th of every month (or next available business day if weekend or holiday)

Effective dates with the 15th of the month bill recurring drafts on the 15th of every month (or next available business day if weekend or holiday)
Cancellation:
What Do I need To Do to Cancel
If you changed your mind or no longer need the plans, you can cancel easily using our quick form or call us at 866-438-4724.


We hope this FAQ section helps answer your questions regarding payment and billing. If you need further assistance, please don't hesitate to reach out to us.



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Cancellations & Refund Policy

Cancelling your membership is a straightforward process. You have two convenient options to choose from:

  • Online Cancellation Form:
    Visit our website and fill out the Cancellation Form. You will receive a confirmation email once your cancellation request has been processed.
  • Contact us by Phone:
    Call our customer service at 866-438-4274 during business hours. Our representatives will assist you with the cancellation process.

We strive to make the cancellation and refund process as smooth as possible. If you have any questions or need further assistance, please do not hesitate to contact our support team. Your satisfaction is important to us, and we are here to help.

Cancel Billing

Cancellations

Members can cancel membership plans at any time. Membership fees and insurance premiums will continue to be drafted monthly until cancellation is confirmed.

Important Note on Monthly Drafts

Please be aware that plans are drafted monthly until cancellation. It is your responsibility to regularly review the transactions on your account each month and initiate cancellation when desired. Each month, we pay for the membership services and the insurance premiums for any applicable group insurance programs on your behalf, regardless of whether you use the membership services or file a claim with the group insurance programs.

Steps for Cancellation

  • Review Billing Statements:
    Regularly check your billing statements to verify the draft amounts and ensure all transactions are accurate.
  • Initiate Cancellation Promptly:
    To avoid unnecessary charges, initiate the cancellation process as soon as you decide to discontinue the membership.
  • Contact Us for Confirmation:
    After submitting the cancellation form or contacting us by phone, confirm the cancellation to ensure your request has been processed.

If you have any quetsions or require assistance during the cancellation process, please do not hesitate to reach out to our customer service team. We are here to help and ensure your experience with us is satisfactory.




Refund Policy

30-Day Satisfaction Assurance Policy

We want you to have complete peace of mind with your enrollment. That's way we offer a 30-Day Satisfaction Assurance Policy. If for any reason you are not completely satisfied with your enrollment, simply notify us anytime up to thirty (30) days after your Effective Date. You can cancel and receive a full refund of all dues, premiums, or fees paid. This policy ensure that you have the flexibility to evaluate the benefits and services provided without any financial pressure.

Important Notice

Please be aware that for any enrollment in a program or plan that provides insurance benefits or coverage, enrollment costs cannot be refunded if an insurance claim has been filed. This clause is important to consider when deciding whether to initiate a claim within the 30-day period.

Need Assistance?

If you have any questions or need further assistance regarding the 30-Day Satisfaction Assurance Policy, feel free to contact us at 866-438-4274. Our customer service team is always happy to assist you and address any concerns you may have. Your satisfaction is our top priority, and we are committed to ensuring your enrollment experience meets your expectations.



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Handling Issues with Monthly Drafts

When issues such as Non-Sufficient Funds (NSF) or other drafting problems arise, we take several steps to help resolve them and maintain your membership benefits:

Notification Process

  • Email Notification:
    We send an email to the email address we have on file for the member to inform them of the issue.
  • Agent and Phone Contact:
    If there is no response to the initial email, we reach out to the member's agent via email and attempt to contact the member by phone.

Resolution Steps

  • Member Resolution:
    Members are encouraged to call us directly to resolve the issue so we can reattempt the draft.
  • Lapse of Plans:
    If no resolution occurs within the alloted time, the enrolled plans will lapse, affecting both insurance and non-insurance benefits.

Impact of Lapsed Coverage

  • Supplemental Insurance Plans:
    If your policy lapses, your supplemental insurance coverage will end, and you will no longer be eligible for the insurance coverage.
  • Non-Insurance Benefits:
    Similarly, eligibility for non-insurance benefits and services through the Association or Benefit Boost will end once the plan lapses or cancels.



Urgent Action Required

To avoid disruptions and the lapsing of your enrolled plans, please contact us as soon as possible if you receive a notification about a drafting issue or NSF. Call us at 866-438-4274 at your earliest convenience. Your prompt response is crucial to maintaining your coverage and benefits.



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Who are the Third-Party Administrators who process billing?

Below is a list of the Third-Party Administrators who handle the billing for UBA, HAA, and Benefit Boost.

Membership Group Third-Party Administrator (TPA) Name TPA Phone Number
United Business Association (UBA)* H A Partners, Inc. or Healthy America Insurance Agency, Inc. (depending on state) 866-438-4274
Healthy America Association (HAA) H A Partners, Inc or Healthy America Insurance Agency, Inc. (depending on state) 866-438-4274
Benefit Boost H A Partners, Inc. or Healthy America Insurance Agency, Inc. (depending on state) 866-438-4274

* Some UBA members that were entered through one of our alternate billing partner's enrollment platforms are billed through one of the below TPA's. For billing coming from one of the below TPA's, please contact them directly regarding your billing issues or questions. Your membership ID card and welcome letter will instruct you what TPA phone number to use. If you are unsure, you can call us at 866-438-4274 and we will be happy to assist you with the correct TPA information.

eHealth.com

InsuranceTPA Administrators
Third Party Administrator (TPA)
14 N Parker Dr
Janesville, WI 53545
1-800-279-2290 option 2

Email: support@insurancetpa.com

Premier Health Solutions

Premier Health Solutions, LLC.
Third Party Administrator (TPA)
2601 Network Blvd., Suite 500
Frisco, TX 75034
1-214-436-8884

Email: imgmemberservices@premierhsllc.com
Billing Member Portal: imgmemberportal.com

First Enroll

First Enroll, LLC.
Third Party Administrator (TPA)
4000 Route 66, Suite 348
Tinton Falls, NJ 077532
1-732-876-9733

Email: members@firstenroll.com

OptiMed

OptiMed Health
Third Party Administrator (TPA)
22 Technology Parkway South, Ste 200
Peachtree Corners, GA 30092
1-855-739-6500

Email: billing@optimedhealth.com



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Get to know our Billing Forms

We offer a variety of billing forms to cater to your needs. Most forms are online forms encrypted to protect your information.

Ask General Billing Questions
Billing General Questions header

Get Billing Question Answered

When you have billing questions, we offer multiple ways to assist you in finding the answers you need. Here are the guidelines and options available for submitting your inquiries: General Billing Questions Form, Call us Directly, or access the Member portal to use additional forms and resources to address your billing quetions. We are dedicated to providing you with the support you need.


Update Bank Draft Information
Banking Changes header

How to Change Banking Info

For members who wish to change their billing method from a credit card to bank draft (EFT), or need to update their existing account information, we offer a straightforward process to ensure your billing details are current and accurate. If you have any questions or encounter any issues while changing your banking information, please do not hesistate to contact our customer service team.


Update Credit Card Information
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How to Change Credit Card Info

For members wishing to switch their billing method from bank draft (EFT) to a credit card, or for those who need to update their existing credit card information, such as a new card number, expiration date, or CVV code, we've made the process simple and secure. If you have any questions or encounter any issues while updating your credit card information, please call our customer service team.


Secure Email Upload
Secure Form Upload header

How to Upload Forms Safely

When submitting any attachements or any PDF forms, it is crucial to ensure your personal and financial information remains protected. We provide a secure method to upload your forms or attachments using Sharefile, our secure email upload link. If you have any questions or encounter issues while uploading your forms or attachments, please do not hesitate to contact our customer service team.




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Membership Terms & Conditions

We are pleased to offer you a variety of membership plans designed to meet your individual needs. To ensure you have a clear understanding of what each plan entails, please take the time to review the following Terms & Conditions. Our goal is to provide transparency and clarity in all interactions with our members.

UBA's Terms & Conditions

United Business Association (UBA)

Use the link below to access UBA's Terms & Conditions

VIEW UBA's TERMS & CONDITIONS
HAA's Terms & Conditions

Healthy America Association (HAA)

Use the link below to access HAA's Terms & Conditions

VIEW HAA'S TERMS & CONDITIONS
Benefit Boost's Terms & Conditions

Benefit Boost Subscription Plans (BB)

Use the link below to access BB's Terms & Conditions

VIEW BB'S TERMS & CONDITIONS



Additional Support

If you have any questions about enrolling or the plans we market, please contact us at 866-438-4274. Our customer service team is happy to assist you and provide further information to ensure you make informed decisions regarding your membership.

We value your membership and are dedicated to providing you with exceptional service and support. Thank you for choosing us as your membership provider.




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